Understanding Your Equifax Consumer Credit Report

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Community Futures Nicola Valley in partnership with Michael Sumbler, the Manager of Global Business Services for Equifax Canada, will be delivering this seminar "Understanding Your Equifax Consumer Credit Report". Michael Sumbler will be delivering this session via video conference.

Have you checked your beacon score lately? Do you know the difference between a soft hit vs a hard hit and their impact in your credit score? To answer these and more questions, join us on March 4th, 2020 at 6pm at the Civic Centre.

Thanks to an exciting new sponsorship with Boyd Autobody & Glass, Community Futures will now be able to offer this event free of charge!

You can make your reservation at: https://www.eventbrite.ca/e/understanding-your-equifax-consumer-credit-report-tickets-93536571403

This session will:

a)    Provide participants with a better understanding of what is contained in a Consumer Credit File;

b)    Equip participants with the knowledge to better interpret credit files,

c)    Help participants make better credit decisions to increase their credit score;

What is specifically covered:

  • Fast facts about Equifax;
  • Our search logic;
  • The different sections and fields of the credit file;
  • Portfolio Types and Ratings;
  • Consumer Retention and Purge Rules;
  • Scores and Score Characteristics, and much more.

We look forward to seeing you there!








Interested in starting and running your own business this Spring?

Community Futures Nicola Valley "CFNV" in partnership with the City of Merritt and the School District 58 is delivering the Merritt Youth Entrepreneur Program "MYEP" to grade 6 & 7 to students from local elementary schools. Applications must be received by Wednesday February 5th, 2020. Applications can be submitted to CFNV or to your grade 6 & 7 teacher.


This program not only provides up to $150.00 start-up funding (grant), but also provides business resources to support the students in their entrepreneurial path such as:

  • These students are allowed to operate their business in the City of Merritt without holding a business license;
  • Advertising through local media channels;
  • Access to graphic designing tools to create promotional material for their business;
  • The students can also advertise their business using CFNV website as well as our social media platforms;
  • On-going support to students while running their business;
  • A working space will be made available on request; and much more.

Businesses will have the opportunity to sell their products at the Summer Nights Market (July-August 2020) and the Country Christmas Craft Fair (November 27-28, 2020).

The required training will be delivered between February 17th and 21st, 2020. Funding will be granted to students upon completion of this training.


For more information about this program, please contact Manuel Olguin at This email address is being protected from spambots. You need JavaScript enabled to view it. or call the office at 250.378.3923


Non-Profit Community Engagement Fair 2020

Non Profit Fair 2020 Website

Community Futures Nicola Valley invites you to attend the 2nd Annual Non-Profit Community Engagement Fair on Saturday, May 2nd, 2020 from 10:00am to 3:00pm at the Merritt Civic Centre.

This is your chance to get to know the services available to you in the community from Non-profit Organizations, Recreational and Special Interest Groups!

Admission is FREE to the public.
$15 to reserve your table.
RSVP to This email address is being protected from spambots. You need JavaScript enabled to view it..

Free Tax Help for Your Small Business

Website Free Tax Help

Free Tax Help for Your Small Business

When: Monday, February 10, 2020
Time: 6:00pm
Where: Merritt Civic Centre - Meeting Room #1

If you have tax-related questions, here is your chance to get them answered! Our information session held by a CRA professional will help you learn about: Business tax deductions; Common tax errors; Helpful tools and services offered by the CRA; General bookkeeping concepts and best practices; and How to request an in-person visit from a CRA Liasion Officer.

Facilitated by: Judi Head, Canada Revenue Agency

Click HERE to Register for FREE

Refreshments provided.