Community Futures Nicola Valley in partnership with Michael Sumbler, the Manager of Global Business Services for Equifax Canada, will be delivering this seminar "Understanding Your Equifax Consumer Credit Report". Michael Sumbler will be delivering this session via video conference.

Have you checked your beacon score lately? Do you know the difference between a soft hit vs a hard hit and their impact in your credit score? To answer these and more questions, join us on March 4th, 2020 at 6pm at the Civic Centre.

Thanks to an exciting new sponsorship with Boyd Autobody & Glass, Community Futures will now be able to offer this event free of charge!

You can make your reservation at:

This session will:

a)    Provide participants with a better understanding of what is contained in a Consumer Credit File;

b)    Equip participants with the knowledge to better interpret credit files,

c)    Help participants make better credit decisions to increase their credit score;

What is specifically covered:

  • Fast facts about Equifax;
  • Our search logic;
  • The different sections and fields of the credit file;
  • Portfolio Types and Ratings;
  • Consumer Retention and Purge Rules;
  • Scores and Score Characteristics, and much more.

We look forward to seeing you there!








The 2020 Merritt Youth Entrepreneur Program turned out to be one of the last major Community Futures Nicola Valley endeavours of 2020 before the COVID-19 pandemic resulted in the first wave of lockdowns and restrictions in March of that year. 


Initially it was assumed that the 2021 Merritt Youth Entrepreneur Program may be forced to be cancelled; but CFNV staff and Board are passionate about bringing projects like this to local schools and helping to inspire entrepreneurial youth in the community. Currently this program does not have any dates scheduled and isn't confirmed to return for 2021, but the CFNV team is hard at work assessing remote access and digital workshop options to keep MYEP going strong in 2021.


This page will continue to be updated with any new information as it develops, but if you would like to speak with CFNV staff directly about the project, please contact us at 250.378.3923 or via email to This email address is being protected from spambots. You need JavaScript enabled to view it..

We thank you for your continued support and interest in the Merritt Youth Entrepreneur Program!


Community Futures Nicola Valley
invites you to attend the 2nd Annual Non-Profit Community Engagement Fair on Saturday, October 3rd, 2020 from 10:00am to 3:00pm at the Merritt Civic Centre.

This is your chance to get to know the services available to you in the community from Non-profit Organizations, Recreational and Special Interest Groups!

Admission is FREE to the public.
RSVP to This email address is being protected from spambots. You need JavaScript enabled to view it.


Free Tax Help for Your Small Business

When: Monday, February 10, 2020
Time: 6:00pm
Where: Merritt Civic Centre - Meeting Room #1

If you have tax-related questions, here is your chance to get them answered! Our information session held by a CRA professional will help you learn about: Business tax deductions; Common tax errors; Helpful tools and services offered by the CRA; General bookkeeping concepts and best practices; and How to request an in-person visit from a CRA Liasion Officer.

Facilitated by: Judi Head, Canada Revenue Agency

Click HERE to Register for FREE

Refreshments provided.



About Community Futures

For over 30 years, Community Futures has been fostering entrepreneurship in rural BC.  Find out more…

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Phone: 250.378.3923

Fax: 250.315.0205

TF: 1.888.303.2232

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